Pradhan Mantri Shram Yogi Man Dhan Yojna Pension (PMSYM)
Administration of India has presented an annuity plot for chaotic laborers in particular Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM) to guarantee advanced age security for Unorganized Workers.
The disorderly specialists generally drew in as locally situated laborers, road sellers, late morning dinner laborers, head loaders, block furnace laborers, shoemakers, cloth pickers, homegrown laborers, washer men, cart pullers, landless workers, own record laborers, horticultural laborers, development laborers, beedi laborers, handloom laborers, cowhide laborers, general media laborers and comparative different occupations whose month to month pay is Rs 15,000/every month or less and have a place with the passage age gathering of 18-40 years. They ought not be covered under New Pension Scheme (NPS), Employees' State Insurance Corporation (ESIC) plan or Employees' Provident Fund Organization (EPFO). Further, he/she ought not be a personal citizen.
2. Highlights of PM-SYM: It is a willful and contributory annuity conspire, under which the endorser would get the accompanying advantages :
(I) Minimum Assured Pension: Each supporter under the PM-SYM, will get least guaranteed benefits of Rs 3000/ - each month in the wake of achieving the age of 60 years.
(ii) Family Pension: During the receipt of annuity, assuming the endorser bites the dust, the life partner of the recipient will be qualified for get half of the benefits got by the recipient as family annuity. Family benefits is appropriate just to life partner.
(iii) &nbps; &&nbps;If a recipient has given customary commitment and passed on because of any reason (before age of 60 years), his/her life partner will be qualified for join and proceed with the plan therefore by installment of standard commitment or leave the plan according to arrangements of exit and withdrawal.
3. Commitment by the Subscriber: The endorser's commitments to PM-SYM will be made through 'auto-charge' office from his/her reserve funds ledger/Jan-Dhan account. The endorser is expected to contribute the recommended commitment sum from the period of joining PM-SYM till the age of 60 years. The diagram showing subtleties of section age explicit month to month commitment is as under:
4. Matching commitment by the Central Government: PM-SYM is a willful and contributory annuity plot on a 50:50 premise where recommended age-explicit commitment will be made by the recipient and the matching commitment by the Central Government according to the graph. For instance, in the event that an individual enters the plan at an age of 29 years, he is expected to contribute Rs 100/ - each month till the age of 60 years an equivalent measure of Rs 100/ - will be contributed by the Central Government.
5. Enrolment Process under PM-SYM: The supporter will be expected to have a cell phone, reserve funds ledger and Aadhaar number. The qualified supporter might visit the closest Common Services Centers (CSC eGovernance Services India Limited (CSC SPV)) and get enlisted for PM-SYM utilizing Aadhaar number and investment funds financial balance/Jan-Dhan account number on self-certificate premise.
Afterward, office will be given where the supporter can likewise visit the PM-SYM online interface or can download the versatile application and self-register utilizing Aadhar number/reserve funds ledger/Jan-Dhan account number on self-accreditation premise.
6. Enlistment organizations: The enrolment will be completed by every one of the Common Services Centers. The chaotic specialists might visit their closest CSC alongside their Aadhar Card and Savings Bank account passbook/Jandhan account and get enrolled themselves for the Scheme. Commitment sum for the main month will be paid in real money for which they will be furnished with a receipt.
7. Help Centers: All the branch workplaces of LIC, the workplaces of ESIC/EPFO and all Labor workplaces of Central and State Governments will work with the sloppy specialists about the Scheme, its advantages and the technique to be followed, at their individual communities.
In this regard, the game plans to be made by all workplaces of LIC, ESIC, EPFO all Labor workplaces of Central and State Governments are given beneath, for simplicity of reference:
1. All LIC, EPFO/ESIC and all Labor workplaces of Central and State Governments might set up a "Assistance Desk" to work with the disorderly specialists, guide about the highlights of the Scheme and direct them to closest CSC
2. Every work area might comprise of somewhere around one staff.
3. They will have background, standi at the primary door and adequate number of leaflets imprinted in Hindi and territorial dialects to be given to the chaotic specialists.
4. Sloppy specialists will visit these focuses with Aadhaar Card, Savings ledger/Jandhan record and cell phone.
5. Assist work area with willing have nearby reasonable sitting and other important offices for these laborers.
6. Some other measures planned to work with the sloppy laborers about the Scheme, in their individual communities.
8.Fund Management: PM-SYM will be a Central Sector Scheme regulated by the Ministry of Labor and Employment and carried out through Life Insurance Corporation of India and CSC eGovernance Services India Limited (CSC SPV). LIC will be the Pension Fund Manager and liable for Pension pay out. The sum gathered under PM-SYM benefits plot will be contributed according to the speculation design determined by the Government of India.
Necessities for Enrolment
A Mobile Phone.
Reserve funds Bank/Jan Dhan Account.
Aadhaar Number.
Official Site For This plan Details
PMSYM Registration
At this point, the candidate might visit the closest CSC (Common Services Center) and present the expected subtleties to get enlisted.
VLE will enlist the recipient electronically on the framework.
A recipient needs to pay first portion in real money to CSC.
Presently Shram Yogi Pension Number will be created.
VLE will print and handover the Shram Yogi card to the recipient.
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