Have you transferred money to the wrong account? Get your money back this way,

 Have you transferred money to the wrong account? Get your money back this way, Learn all the information

RBI Instructions: With the help of mobile banking you can easily make money transactions. Money can be easily transferred to any account with the help of banking facilities like UPI, Net Banking, Mobile Wallet.

online money transfer: Now is the time for online banking. Online banking is mostly used due to the Coronation period. As simple as these features are, they are just as risky. With the help of technology, banking facilities have become easier. Each coin has two sides. As much as technology is benefiting, it can sometimes be detrimental.

Have you transferred money to the wrong account? Get your money back this way,

With the help of mobile banking, you can easily transact money. Money can be exchanged from anywhere within minutes. Money can be easily transferred to any account with the help of banking facilities like UPI, Net Banking, Mobile Wallet. This feature can be availed from the fingertips in a matter of minutes. In this situation, money is often inadvertently transferred to the wrong bank account. This situation can cause problems. If you have made a similar mistake, you can get your money back using the procedure below.

Whenever this happens, report it to the bank immediately

Whenever you find out that you have transferred money to the wrong bank account, report it to the bank immediately. Give all the details in detail by calling customer care. If you are asked to mail, provide all the information in the mail. The date, time, bank account number of the financial transaction, and the account to which the amount has been transferred by mistake should also be given. If you do not get a proper response from the bank, you can complain to the Banking Ombudsman.

If money is transferred to an invalid account ...

If you have mistakenly transferred money to an invalid account, the money will be automatically returned to the account. If that amount does not return to your account, contact your bank branch. Give the manager detailed information about all these problems. If the wrong bank account number or IFSC code is entered incorrectly, this amount will be automatically returned to your account.

If the amount is transferred to a valid account ...

If you have mistakenly transferred money to a valid account, it may take some time for the money to be returned to your account. In some cases, this may take months to recover. You can get information from the bank about the branch to which the money has been transferred. You can find out the account to which the money has been transferred. The bank will seek approval from the account holder to recover the money transferred to the wrong bank account. If the account holder is willing to pay, your money can be returned in 7 days. If the account holder is from another branch, you will have to go to that branch and talk to the bank manager about this problem.

Enter the case

If the account holder refuses to refund you, you can file a case against that account holder. You can get your money back by filing a case. It is the responsibility of the linker to provide proper information on the beneficiary's account as per the guidelines of the Reserve Bank of India. You will also need to provide ID proof, address, and other information requested from the bank. If Linker makes this type of error, the bank is not responsible for it.

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RBI's advice

When the money is transferred, a message is received on the phone. This message says, if this transaction is wrong, message this number. According to RBI guidelines, if any such error occurs, the bank will have to take immediate action. The bank will be responsible for transferring money from the wrong account to the right account.