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Monday, February 22, 2021

SBI will provide a loan on a miscall

  Easy to get a loan: Make a miss call and SBI will give you a loan of Rs 20 lakh, find out the details

We take loans for any contingency but now if you want to take a loan, SBI has come up with a special facility for its customers.

SBI will provide a loan on a miscall

Loans ranging from Rs 25,000 to Rs 20 lakh will be available

SBI tweeted

All it takes is an SMS, to begin with, your personal loan process.

SMS <PERSONAL> on 7208933145.

To know more:

- State Bank of India (@TheOfficialSBI) February 16, 2021

Make a misscall and SBI will give you a loan of Rs 20 lakh
Make a miss call and SBI will give you a loan of Rs 20 lakh

State Bank of India will make personal loans available to its customers with a single call. The bank has given this information from its verified Twitter handle.

According to SBI's tweet, Express Credit Personal Loan Service is getting instant loans. The customer will only have to make one miss call and later the bank will give the loan with approval soon. The interest rate on this loan is also less than 9.6 percent.

How much will the loan

SBI has decided to provide loans ranging from Rs 25,000 to Rs 20 lakh in this scheme. Also getting overdraft service of loans of Rs 5 to 20 lakh. It does not require any guarantor or security.

Who will get this loan?

You should have a salary account with SBI

Your monthly salary should be Rs. 15000 or more

EMI ratio should be less than 50%

The SBI Salary Account Holder should be working in a Central PSU Institute.

The bank needs to update the KYC details of the customers from time to time. In this process some basic details have to be verified.

How to update bank KYC

Customers have to go to the nearest branch of the bank for KYC updates.

All that remains is to submit the required documents.

Photo and address proof have to be provided for their identity.

Personal account customers have to use a passport, water ID, driving license, PAN card, and Aadhaar card.

Important Link

ગુજરાતીમાં વાંચવા માટે અહી ક્લિક કરો

What a minor account holder will do

If the account holder is a minor or younger than 10 years, he will need proof of his ID who is operating the account. If the minor operates the account himself, in that case, the person's identity or home address will be verified and treated like a normal case.

This is the process for NRI customers

If you are an NRI, you will need to provide your passport or visa. Residence visa is verified by the officer of the concerned bank including foreign officers, notary, Indian Embassy.

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